Rethinking safe deposit box operations – with or without your own facility

Outdated safe deposit box systems can pose increasing liability and reputational risks for banks. At the same time, banks want to offer their clients the best possible service. Trisor supports you in redesigning safe deposit box operations — with you or on your behalf.

Exterior facade of a modern city building with the illuminated Trisor company sign
Man in a suit opening a heavy vault door, safe deposit boxes visible behind it
Background

Typical challenges in safe deposit box operations

Banks that operate safe deposit box systems are familiar with the topic. It is no longer about whether action is needed, but how to approach it.

Many safe deposit box systems date back to the 1970s to 1990s and no longer meet today’s technological standards.

Modernization requires significant investment with limited return potential.

Liability, security technology, insurance coverage, and legal protection in case of damage lie with the institution.

Security incidents in bank vault systems have increased and are publicly associated with the bank’s name, representing a reputational risk.

The uncontrolled loss of safe deposit boxes as a retention tool can lead to client attrition, including core business.

Man in a suit opening a heavy vault door, safe deposit boxes visible behind it
Background

Typical challenges in safe deposit box operations

Banks that operate safe deposit box systems are familiar with the topic. It is no longer about whether action is needed, but how to approach it.

Many safe deposit box systems date back to the 1970s to 1990s and no longer meet today’s technological standards.

Modernization requires significant investment with limited return potential.

Liability, security technology, insurance coverage, and legal protection in case of damage lie with the institution.

Security incidents in bank vault systems have increased and are publicly associated with the bank’s name, representing a reputational risk.

The uncontrolled loss of safe deposit boxes as a retention tool can lead to client attrition, including core business.

Open safe deposit box with a gold bar, coins, cash, jewelry, and a wristwatch.
Market development

Why now is the right time

Search interest in safe deposit boxes has nearly doubled since 2020, while bank-owned offerings are declining due to branch closures. Demand is rising, supply is shrinking. At the same time, regulatory requirements and investment pressure continue to increase. Banks that act now create tangible added value and avoid reactive decisions under time pressure. Those who wait risk others filling the gap.

Open safe deposit box with a gold bar, coins, cash, jewelry, and a wristwatch.
Market development

Why now is the right time

Search interest in safe deposit boxes has nearly doubled since 2020, while bank-owned offerings are declining due to branch closures. Demand is rising, supply is shrinking. At the same time, regulatory requirements and investment pressure continue to increase. Banks that act now create tangible added value and avoid reactive decisions under time pressure. Those who wait risk others filling the gap.

Entrance area at Trisor Stuttgart with a black reception counter in front of a silver metal wall with company logo.
Expertise and infrastructure

What Trisor brings to the table

Trisor develops, builds, and operates safe deposit box systems according to certified high-security standards — at its own locations or in cooperation with banks.

Fully automated, robot-assisted safe deposit systems with 3-factor authentication, drill protection, and continuous 24/7 monitoring. Certified according to EN 1143-1 and ECB·S KB resistance grade X.

Access to the safe deposit box is controlled, multi-layered, and technically secured. Employees have no direct access to the vault core or the contents of individual boxes — a decisive difference from traditional vault systems.

Trisor can operate each location under its own brand and assume full liability.

Trisor works with leading manufacturers of high-security safe deposit box systems, including Contecon and Gunnebo Germany. Depending on the cooperation model and the institution’s initial situation, Trisor selects the appropriate system solution together with the respective partner. Regardless of the manufacturer, Trisor guarantees the same security and service standard.
Entrance area at Trisor Stuttgart with a black reception counter in front of a silver metal wall with company logo.
Expertise and infrastructure

What Trisor brings to the table

Trisor develops, builds, and operates safe deposit box systems according to certified high-security standards — at its own locations or in cooperation with banks.

Fully automated, robot-assisted safe deposit systems with 3-factor authentication, drill protection, and continuous 24/7 monitoring. Certified according to EN 1143-1 and ECB·S KB resistance grade X.

Access to the safe deposit box is controlled, multi-layered, and technically secured. Employees have no direct access to the vault core or the contents of individual boxes — a decisive difference from traditional vault systems.

Trisor can operate each location under its own brand and assume full liability.

Trisor works with leading manufacturers of high-security safe deposit box systems, including Contecon and Gunnebo Germany. Depending on the cooperation model and the institution’s initial situation, Trisor selects the appropriate system solution together with the respective partner. Regardless of the manufacturer, Trisor guarantees the same security and service standard.
Partnership options

Strategic cooperation options

Depending on your institution’s strategic starting point, Trisor offers two partnership options. In both cases, Trisor assumes full operation under its own brand, without operational integration with your institution.

View into a modern customer cabin at Trisor Berlin with a white output compartment and fingerprint sensor.

Option 1: Location partner

For banks that want to maintain or expand their safe deposit box offering at their own location.

Your bank provides the space, Trisor takes over planning, construction, operation, and liability.

The result: a modern safe deposit box offering for your clients at the familiar location, without own operation.

Exterior view of a late 19th-century building with the Trisor lettering above the entrance

Option 2: Investment partner

For banks that want to withdraw from operational safe deposit box business but still maintain the service for their clients.

Your bank participates as an investment partner and refers existing clients to Trisor. Trisor independently develops new locations and fully operates the system.

The result: regional availability of safe deposit boxes for your clients, without own space or operational responsibility.

Other constellations are also possible. Trisor is open to individual solutions combining elements of both options.
For your institution

Benefits for banks

Predictable revenue structure: The safe deposit box evolves from a cost factor into an independent revenue product.

Elimination of operator responsibility: Liability, insurance, and operations can be partially or fully transferred to Trisor.

Relief of internal resources: Trisor fully handles concept, planning, operation, and client support.

Reputation protection: All locations are operated under the Trisor brand.

For your clients

Benefits for safe deposit box clients

Continuity of service: The offering remains available with personal support and preferred conditions.

Modern safe deposit experience: Fully automated system with 24/7 access and 365 days a year.

Highest security standards: Robotic systems, biometric access, and continuous monitoring.

No staff access to the vault: Employees have no access to the vault.

Individual insurance coverage: Each safe deposit box can be insured up to €500,000, flexibly adjustable.

For your institution

Benefits for banks

Predictable revenue structure: The safe deposit box evolves from a cost factor into an independent revenue product.

Elimination of operator responsibility: Liability, insurance, and operations can be partially or fully transferred to Trisor.

Relief of internal resources: Trisor fully handles concept, planning, operation, and client support.

Reputation protection: All locations are operated under the Trisor brand.

For your clients

Benefits for safe deposit box clients

Continuity of service: The offering remains available with personal support and preferred conditions.

Modern safe deposit experience: Fully automated system with 24/7 access and 365 days a year.

Highest security standards: Robotic systems, biometric access, and continuous monitoring.

No staff access to the vault: Employees have no access to the vault.

Individual insurance coverage: Each safe deposit box can be insured up to €500,000, flexibly adjustable.

Rethinking safe deposit boxes does not mean outsourcing a marginal topic. It means taking responsibility — for the institution and its clients.

Marco Wild
COO
Portrait of Marco Wild, COO of Trisor, smiling in front of an office window

Rethinking safe deposit boxes does not mean outsourcing a marginal topic. It means taking responsibility — for the institution and its clients.

Portrait of Marco Wild, COO of Trisor, smiling in front of an office window
Marco Wild
COO

Our partners

Logo of Berliner Volksbank: stylized white "V" symbol on a blue and orange rectangular background, with the text "Berliner Volksbank" on the right
Logo of Sparkasse KölnBonn: red Sparkasse "S" symbol with a dot above it, and the text "Sparkasse KölnBonn" in red on the right
Logo of BW-Bank: black uppercase letters with three horizontal lines replacing the dash in "BW–BANK"
Logo of American Express: white uppercase text "AMERICAN EXPRESS" in two lines inside a bright blue rectangle
Orange crest featuring the year "1590" and a bear symbol, framed by a ribbon. Below the crest is the word "BERENBERG" in all capital letters.
Logo of Trisor partner Pax-Bank – orange icon formed from the letters P and B, with the text "Pax-Bank für Kirche und Caritas"
Logo of Reisebank: simple lowercase wordmark "reisebank" in dark blue with a final dot
BBBank logo with the text "BB Bank" – a blue semicircle is placed between "BB" and "Bank". Below the word "Bank" is the slogan "Better Banking".
Sparda-Bank logo with bold blue and orange lettering
Non-binding meeting

Let’s find the best solution together.

Whether concrete plans or initial considerations: we share our experience, outline possible approaches with you, and discuss what may be suitable for your institution.

Frequently asked questions about Trisor’s partnership model

Trisor works with SafeBot /24 SB safe deposit box systems from Contecon. The system is distinguished in particular by its compact design and efficient use of space, since the robotics are fully integrated into the vault room. At the same time, it meets the highest security requirements and is designed for use in highly sensitive security environments.

Trisor relies on vaults with 24-hour safe deposit box systems, model SSA Maxi from Gunnebo. The system is based on a modular high-performance architecture with double-rack technology that was developed specifically for large capacities and high utilization. At the same time, Gunnebo is one of the world’s leading providers in the field of physical security solutions and stands for certified high-security systems.

Yes. Trisor is not committed to individual manufacturers when selecting systems. What matters is that the systems used meet Trisor’s security and operating standards. We make the choice of system together with the respective banking partner.

All Trisor systems are certified in accordance with EN 1143-1 and have ECB·S certification with resistance grade X (10) and core drilling protection, one of the highest security grades used in the civilian sector in Europe. EN 1143-1 is the relevant testing standard for highly secure strong rooms and vault room doors and describes the tested resistance against professional break-in attempts.

Many safe deposit box systems in bank branches date from the 1970s to the 1990s and no longer correspond to the current state of the art. Trisor builds only new high-security systems in accordance with current standards. In addition, with the Trisor model, no staff member has access to the vault core, the robot handles the box handover completely. This increases the security level both technically and organizationally. The risk of an inside job is thereby significantly minimized.

Trisor has defined emergency processes for technical malfunctions. An emergency power generator ensures that operations can continue for a certain period of time and that all boxes remain securely stored in the vault. In the event of longer power outages, operations continue via a mobile generator. Qualified staff are on site around the clock and ensure that operations can be maintained even in exceptional situations.

Biometric data are stored exclusively on the personal customer card, not centrally on Trisor servers. Processing takes place on the basis of explicit consent in accordance with Article 9 paragraph 2 letter a of the General Data Protection Regulation. Trisor takes appropriate technical and organizational security measures to protect all processed personal data against unauthorized access, manipulation, or loss.

That depends on the selected cooperation model. In the location partner model, in which the bank provides space, Trisor plans the technical infrastructure entirely independently. Integration into existing banking systems is generally not required. In the financing partner model, no technical effort arises for the bank at all, since Trisor develops and operates the location entirely independently. We would be pleased to discuss details individually as part of an initial conversation.

Trisor examines every potential location individually, among other things with regard to structural substance, space availability, position, and accessibility. An important factor is also protection against natural hazards: Trisor specifically checks whether a location lies in a flood area or is exposed to other environmental risks and takes this into account in the location assessment. The exact requirements depend on the selected cooperation model. Within the framework of an initial conversation, we can quickly assess whether and how a location is suitable.